CREDIT ANALYST
Bank, Dar es Salaam, Tanzania
An amazing opportunity has risen for Credit Analyst to join a International Bank. The ideal candidate will be responsible for analysing credit and financial reports to determine risk involved in loaning money or extending credit.
Job Description
-Evaluating client's data and financial statement in order to determine the degree of risk involved in lending money to them.
-Preparing report about the degree of risk lending money to the client thus minimizing bad debt while maximazing accounts receivable collections.
-Analysing client record and using the data to recommend payment plan.
-Conferring with credit referencing bureau to obtain credit information on clients.
-Evaluating the financial status of clients by producing financial ratios.
-Conducting credit analysis and preparing loan request summaries, then submitting these loans application to loan committees for their approval.
-Compare liquidity, profitability and credit histories of individual or company being evaluated with similar establishment to determine the risk.
-Conduct periodic review of individual or commercial customer files to identify and select delinquent accounts for collection.
-Market, train, counsel, advise and communicate credit department policy and procedures to other members of staff
Candidate Specification
Experience 3 years
Education Level Degree
Qualifications
Software Ms office applications
Equipment Industry related
Knowledge Of Bank industry, credit analyst, risk management
Skills To Communication skills, analysing skills, planning skills
Ability To Work under pressure, attention to details, problem solver
Personality Hard working, trustworthy, integrity, honest, loyal
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